Launch of the Manchester Social Housing Commission

The Manchester Social Housing Commission held its first meeting in July bringing Community Savers leaders together with cross-sector experts to develop local and national proposals for addressing the housing crisis. The Commission is chaired by the Right Reverend Dr David Walker, Bishop of Manchester and supported by the Social Homes for Manchester campaign.
Community Savers representatives from Collyhurst, Miles Platting, and Wythenshawe advocated for 30% of all new housing developments of ten homes or more to be social rented homes that are climate and nature friendly. They also asked housing sector professionals to stop using the term ‘affordable housing’ and refer to housing for social rent or private rent. Communities often think affordable means social, and it prevents them holding developers and the council to account for building the social homes we need.
Zoe Marlow of Dandelion Savers and Women of Wythenshawe said:
“We need to stop blurring the line between social homes and affordable homes and just say which one is which. People are confused.”

The lack of information provided at a community level about developer obligations, or ‘section 106’ contributions, was also raised and Commissioners discussed the need for a review of viability assessments which developers use to avoid these obligations on grounds of low profitability.
Sue Anya of Miles Platting Community and Age-friendly Network (MPCAN) said:
“We need to know where the section 106 money goes. It doesn’t seem to get invested in the community where construction is happening…We also need to have information much earlier – we never find out what is happening until everything has already been decided.”

Families in lower income areas of the city also depend on their own family and social networks for childcare and social care support but Sheila Davis of MPCAN highlighted how children and grandchildren of existing residents are unable to find a social rental home in the same area and can’t afford escalating private rents. Flats let at “affordable rents” cost 80% of market rent but there is no cap on market rent, so these offer no solution to people working for minimum wage or even the ‘living wage’.

Sheikha Omar of Moss Side Tenants Union called for the complete banning of Section 21 evictions, the application of Freedom of Information legislation to housing associations not just local authorities, an end to the sale of social housing to private equity companies, and better controls on rent increases for both social and private tenants.

The Commission will be making policy proposals to Manchester City Council and to the new national government administration in the coming weeks and will be developing the detail of their recommendations over the next 12 months. Community representatives on the Commission will be working closely with the Social Homes for Manchester campaign coalition to organise neighbourhood-based briefing sessions across the city, raising awareness about housing and planning policy and ways to work with local councillors to secure better outcomes for their local area.
Social Homes for Manchester is a coalition of community associations, charities, think tanks, academics and social justice organisations focused on accelerating the number of social homes that are created in Manchester by 2030 and ensuring this is done in an environmentally sustainable way.
Spotlight on Dandelion Savers

Read our interview with Lina, Committee Member at Dandelion Savers, find out about one of the newest groups in the Savers Network who are already achieving great things!

Can you tell us a bit about Dandelion Savers? When did you start, where and how often do you meet? How many members do you have?
Dandelion Savers is part of the Dandelion Community, this is an established Community, where workers and volunteers have been serving the Woodhouse Park area and other parts of Wythenshawe areas for as long as the United Reform Church Building has been standing, and is under the leadership of (Rev) Kate who works there.
Dandelion Savers are a newly established Savers Group that started in January 2023, the Committee Members are made up women who are existing volunteers or service users of the Dandelion Community. Initially a group of 7 women came together with a view to establishing a Savers Group and joining the Community Savers network. This was following a visit to an existing network member in Miles Platting.
Dandelion Savers are a small team, it was initially created and run by two committee members, the number has now increased to three committee members. Who are Fathima- Committee Treasurer of the Dandelion Savers, Lina- Committee Leader of the Dandelion Savers, Zoe,- Committee Leader of the Dandelion Savers. I feel that the group exist, remains in existence, due to the amazing technical support it receives through the support agency CLASS.
Who meet at the Dandelion Community - Oakland Road M22 1AH from 10am – 1pm on Wednesday
We have 23 members active members.
Dandelion Savers members where invited and some attend the Christmas Party/End of Year Party in December 2023 hosted by the support agency CLASS, a fun time was had by all who attended, for the committee members, it was great to meet and get to know some of the other Savers in an informal Christmas/End of Year setting.

Savers at the weekly Dandelion Savers group
As a group, what would you say are the main benefits for the individuals who save with you?
Dandelion Savers, benefits the Dandelion Community, its workers and volunteers and seeks to provide an opportunity to bring people/residents in the Woodhouse Park area together.
The Savers Group seeks to help existing Savers and encourage residents :-
- To be more in control of their own money.
- To think about saving money for a special occasion or holiday.
- To think about saving money for repairs or to buy an item that costs a lot.
- Encourage saving thereby reducing the chance of needing a loan, using loan sharks or credit cards
- Encouraging resident to save so that they feel less stressed about money and debt, during the cost of Living crisis.
How long has Dandelion been working with the Community Savers network? Has working with the other groups helped Dandelion to develop, learn, expand or do things differently?
The Dandelion has been working with the Community Savers network for 1 year now, receiving technical support from the Support Agency, Community Led Action & Savings Support (CLASS). We are a brand new group of committee members, working together for the first time.
Throughout 2023 we attend quarterly Community Leaders Network Meetings, where we met with other Community Saver Leaders. The agenda were set by the Leadership Team and we planned, learned and developed together.
Throughout 2023, we had the option to attend training on mental health, neurodiversity and safeguarding in community groups.
Extra Training was provided for SEN System and schools
We had the option a learning network events to connect with Birmingham & Coventry organisations also funded by Renaisi/Smallwood.
We have had an option to attend a CLASS Trustee meeting to introduce ourselves, as a new Savers Group
Last but not least, we had the option to attend, the annual Community Savers Retreat: in Llandudno 10-13 July 2023
All these training opportunities, and technical support from CLASS (the Support Agency) have allowed us Committee Leaders to develop in our role as Leaders, allowed us to set up really good systems, as well as undertake our weekly Savers Group meetings on Wednesdays. All the committee members are volunteers, they also volunteering for other groups and are involved in other community groups.
As well as the savings group, are Dandelion Savers involved in any other community projects and what are the impact of these?
As leader for our Saving group, it quickly became evident that this was a role that was encouraging us to get involved in community action, we initially went to visit another Savers Group in Miles Platting that was organising a local housing campaign.
We have been encouraged to join a network of other women led groups in Wythenshawe, called Women of Wythenshawe, we have been meeting quarterly and seeking to focus on community actions that affect Gender Justice. The group have voted to focus on three Topics, Special Education Need (SEN), Domestic Violence (DV) and Housing.
The community action within the Housing Group has really taken off, due to a number of local issues, with the focus of the campaign on promoting Social Housing and Social Rent in the Woodhouse area. This is because the Places for Everyone consultation, took out the wording social rent and secondly in the local area Manchester City Council (MCC) have bought the Civic Centre and there is a drive of community action to influence the MCC to include social rent housing in their plans and not "affordable housing" as it has quickly become apparent that the term “affordable housing” is not covered by the Local Housing Allowance rate and is unaffordable.
What can we expect to see next from Dandelion Savers next - does the group have any plans for the future?
The Committee Leaders recently attended a Network Meeting in January and made plans for 2024, which included feedback from the Learning Exchange in Nairobi Kenya, a display on the Community Savers Board in the Dandelion Community, Committee Leaders want to increase membership by going out into the community to recruit members, Committee leaders would like to arrange an a day out for its members, and prepare for an AGM.
Give them a follow on FB here https://www.facebook.com/profile.php?id=61551388052760
Wythenshawe Women take action for systems change!

In 2022, Community Savers and CLASS brought women’s groups and their support agencies together across the Wythenshawe area to think about the many ways in which poverty is gendered and explore ideas for systems change.
Out of that work (and with support from Smallwood Trust) Women of Wythenshawe was born: a women-led poverty action network comprising ten member groups which regularly brings together approximately 30 women leaders to take action together for systems change.
The intersecting issues they identified on their visioning journey were many but in autumn 2023 they prioritised three critical issues that are holding women back in fundamental and systemic ways in Wythenshawe (and across the UK) that require urgent action:
- Domestic Abuse
- Access to social housing
- The crisis in Special Educational Needs provision
WoW leaders have formed three campaign groups to take action for systems change on these issues, and with support from Renaisi on systems mapping and On Our Radar on community reporter training, they are taking the city by storm.
“Someone once said that unity is strength and that is certainly true of the Women of Wythenshawe project. Having the opportunity to be part of a hugely varied and diverse group of women, sharing experiences from different perspectives and experiences only makes this incredible group of women stronger in their pursuit of systems and policy change and in support and understanding of each other.” Kate Maggs, Better Things
WoW Housing Action

WoW leaders joined forces with community leaders in Hulme and Miles Platting in October to catalyse a new campaign coalition called Social Homes for Manchester Now! They have produced a series of video shorts highlighting the urgent need for more new build homes for social rent for women and families and demanded that Places for Everyone – the new spatial framework for Greater Manchester retains clear wording and commitment on social housing. Together with a coalition of organisations that includes Community Savers/CLASS, Greater Manchester Tenants Union, Greater Together Manchester, Shelter, Mustard Tree, and Steady State Manchester they are now seeking a commitment to 30% homes for social rent in all new developments under the Local Plan and closer to home, within the redevelopment of Wythenshawe Civic Centre.
“I would like to say a massive thanks to Wow for giving us the opportunity to learn new skills that will help us grow and helping us believe that we can make a difference, and to empower us to encourage and inspire others to do the same. WoW is the best thing that has happened to Wythenshawe. Together we are stronger” Shelley Wallis, Wythenshawe Women’s Welfare Association
The WoW Action on SEND group are working on three key areas:
- a campaign for all schools in Wythenshawe to gain Inclusion Quality Mark accreditation by International Women's Day 2026
- establishing a mums-led training collective that can run workshops and training in local schools with governors, teaching staff and parents
- developing an evidence base and a set of recommendations about the needs of young people as they move out of the SEND system and into adult social care support after turning 25

The Domestic Abuse team are excited to be developing a new partnership with Safespots to co-create specialist training for statutory workers across the Wythenshawe area on how to support the full diversity of WoW women in situations of domestic abuse including women with learning disabilities and autism, women with no recourse to public funds, and women from diverse cultural backgrounds.

“When we know each other, we build each other” – the power of international exchange.

These were the words of Rashid, Chair of Muungano Wa Wanavijiji, at the opening session of a week-long international exchange in Nairobi between Muungano and Community Savers leaders from Manchester and Sheffield.
Rashid was sharing on the power of exchanges in the SDI tradition – a tradition that has been nurtured, tested, and adapted over more than thirty years, in 32 countries across the Global South.
November 2022 was a special month as Community Savers leaders were able to welcome activists from Nairobi here in the UK, share knowledge and learning on their adaptation of SDI/Muungano methodologies with postgraduate students in Manchester, and then travel to Nairobi to experience these approaches first hand; visiting settlements and exchanging learning with their sister federation.
Here we try to capture some highlights from a rich month of learning and inspiration...
“We Kenyans, and you from the UK, we are the same.”
Anastasia Wairimu is Chair of Akiba Mashinani Trust one of three organisations that make up the Muungano Alliance. After her second trip to the UK in November 2022 exchanging learning with Community Savers, she recognised that despite very different histories, low-income communities in the UK experience the same dynamics of exploitation and discrimination as informal settlement communities in Kenya.
Tina Cribbin is Chair of Aquarius Community Savers in Hulme, Manchester: these exchanges have enabled Tina and Anastasia to develop a strong relationship of trust and mutual respect, and Tina agreed with Anas’s observations. In particular, Tina noted the similarities in negative attitudes among those holding power and purse strings who judge low-income communities as criminal, as lazy, as a problem that needs fixing.

During her latest visit to the UK, Anastasia was shocked to see how older people are treated after visiting Hopton Court tower block in Hulme where 75% of tenants are aged Over-50 and many have long-term conditions, disabilities and mobility constraints. During their visit, the lifts were out of order again (a regular occurrence over the previous five years) and elderly people had been left with no way of getting out of the block or bringing food shopping up to their flats. Tenants shared how throughout the pandemic they had nowhere to meet with their neighbours due to the absence of a communal area at the block; and how elderly people are falling through the gaps between housing, health and social care services in ways which leave them unable to pay for food, heating or sometimes without appropriate end of life care.
During the Nairobi visit, Ellie and Sue from Miles Platting shared experiences of top-down regeneration and gentrification which resonated strongly with Muungano anti-eviction activists. Leaders reflected that although the extremity of the circumstances are very different the principle of top-down attempts to push lower-income groups away from the inner-city is the same.

During November, leaders from Miles Platting gave urban inequality students a tour of their neighbourhood. They explained to them how the Private Finance Initiative that was supposed to regenerate the area for the existing community has resulted in a net loss of approximately 500 social rental homes and the inflation of house prices and private rents far beyond a threshold that local working families can afford. This is leading to the breaking up of families and people on lower incomes being pushed out to other boroughs of Greater Manchester. Existing residents had agreed to the PFI (including compulsory purchase orders and demolitions) on the basis that a suite of community facilities would be built, including a joint services centre and leisure and retail facilities. In the end, none of this was delivered. The community are now calling on Manchester City Council to protect the public land that these community facilities were supposed to be constructed on for community benefit.

At our final reflection, Jonte shared how an elderly woman housing activist in Kambi Moto who has been involved in their community-led housing movement for over 30 years was amazed to learn that she can sit together with people from the UK, this developed country, and find that they are struggling against the same social issues and can learn from how communities have organised over land and housing in Nairobi.
"Saving is an act of resistance"
Community Savers have been holding learning exchanges with Muungano activists since 2017 and during November’s exchange in Nairobi, Tina explained to Anas that:
“What changed for me was about the savings: I used to feel like I don’t want to save, I want to spend. But you told me that every time you save it is an act of resistance and that has really changed it for me.”
Savings groups are the building blocks of a united and powerful community-led movement for poverty reduction and the transformation of urban social power relations. Tina’s group are now beginning to see the fruits of building power through savings as on return to the UK they had a meeting with the housing provider at Hopton Court (above). The provider issued an official apology for the experiences of older people at the block and announced that they will be replacing the lifts to ensure elderly people are never put in a situation of being trapped in the building again.

Aquarius Community Savers have also been able to build a new coalition of groups in their social housing estate who are coming together to form a new Aquarius Neighbourhood Forum including members of Hulme Tenants Union; Epping Park Warriors; Aquarius Tenants and Residents Association and Age-Friendly Hulme and Moss Side. They have worked closely with their local ward councillors to oppose a private development that would block the sunlight from Hopton Court gardens and put even more pressure on overburdened local services. They are now working with their councillors to request the rezoning of the Aquarius estate out of the city centre planning area and into the Inner South zone in support of a community-led plan for their thriving local community.
"Unity is our strength, Information is our power"
Muungano begin their meetings with call outs to their members "Unity? Is our strength! Information? Is our power!" During the final reflection at Muungano House on 25 November, Anastasia explained that:
“There are 43 tribes in Kenya, but at Muungano we know only two tribes: the haves and the have-nots"
Unity is critical to addressing this inequality.
We reflected on the importance of collective solutions and collective thinking. We discussed how in the UK people have become individual clients of government and service providers. Although it is good to have a social welfare system, it is provided in a way that has made people become passive. Tina observed that “it is given but it is never what you would have asked for. Now we are learning to ask for what we need.”
We reflected on the power of community data and also the value of university partnerships even though universities generally represent the “Haves”. Nicerah from Kibera shared how after she joined Muungano and began collecting data in her settlement, officials were asking her “How can you know how to make these survey questions on your own? What university did you go to?” Nicerah was able to tell them “My University is Muungano”.
Emily, a national leader from Mathare, explained how at the same time, Muungano has developed partnerships with university departments and their students. Students can help them to collect data and write up reports. This is not because the community cannot do it without their help, but it is about recognising that these students may be the next Planning Officer or Water and Sanitation official in the future: “If we teach them now, they may come back to us in the future”.
Validation is a critical step in the process: presenting the data collected back to the community through public meetings to enable them to correct inaccuracies and build a sense of ownership over the information and the change that the information makes possible.
Earlier in the week, as we began our learning exchange, Nancy explained that data collection underpins everything for Muungano: “we have to know ourselves” and this is the principle underpinning Know Your City TV…
Know Your City TV: “We can change the story”
One of the most inspiring engagements for UK activists during their week in Nairobi was with the Youth Federation leaders involved in data collection, advocacy, and Know Your City TV.
Through KYCTV young people are engaged in community action by creating opportunities for them to learn skills they are interested in like film-making and photography while leaders also engage youth through art, music and sports.
The UK team took home the principle of “Just One” – you only need one engaged young person to start a youth movement. That one person will be able to engage other young people.
UK delegates were inspired by their inclusive approach involving arts and sports and participatory approaches and tools for engagement and planning – especially the Tree of Transformation which enabled young people in Mukuru to come together for visioning of the changes they wanted to see and the conditions that they needed to foster to achieve those changes.

Georgie from Arbourthorne asked the youth leaders what made them engage with Muungano and KYCTV as it can be hard to engage young people in the UK who say "nothing ever changes". They explained that they grew up in the settlements and they saw politicians come and go with promises that they never delivered on. They recognised Muungano’s message that we have the solutions and we know our community best. We were tired of all the negative representations in the media and decided that with the training they were offering we can change the story.
Younger youths were inspired and motivated by older youth mentors who they looked up to. The older leaders explained that they put their trust in the young people to carry out data gathering and document Federation processes; and importantly they show them love and nurture them. The leaders focus on what the young people themselves are interested in and what they want to learn and: “Give them a chance to be who they are”.
They advised the UK team: “try to spot the ones with ambitions, start with them, find the youth that want change, show them the opportunities, show them a better way of life”.
Exchanges such as these between grassroots communities across different international contexts are critical for enabling communities to recognise their expertise and the commonalities of their experiences, struggles and strength within global and urban systems which act to exploit and oppress them. Yet they resist, they organise, and they grow stronger, smarter, and more effective through global solidarity networks: when they know each other, they build each other.
Women take the lead on poverty action in Wythenshawe

Women of Wythenshawe or ‘WoW’, is a new women-led poverty action network in Manchester made up of women’s organisations who say enough is enough. WoW has been awarded £500,000 by The Smallwood Trust for an innovative three-year programme to build a women-led poverty action network from the bottom up across the Wythenshawe area.
Women will be supported to share their knowledge and experience and to identify common areas for action on gendered poverty in the neighbourhood, developing strategies for systems changes that will reduce disadvantage and make significant improvements to women’s ability to thrive. Mums Mart Savers have played an important role in establishing the network, engaging in community exchanges across Wythenshawe, while CLASS will convene the network and work closely with local support agencies to enable women's participation across at least ten different groups.
Women will be in the lead while able to call on the support of trusted local agencies when they require that help, such as bringing in key decision-makers to identify channels for influence and change. These include Executive Director of Wythenshawe Community Housing Group, Paul Seymour and Mike Kane MP.
Reflections from WoW members:
“We are so excited to be part of the Women of Wythenshawe network all the women in our group are excited about it. We have a lot that we need to share and we need to bring our voices out there.”
Ruth, Know Africa Foundation
“Our group is beautiful! We come together and make food and do activities and try to practice speaking English. WoW is a good idea for us because we need to do more activities with English speakers, but we can also share the different ideas we have – we can give each other good ideas to help each other.
Narjes, Well Women refugee support project
We have been in the Wythenshawe area for 13 years supporting carers of adults or children with learning disabilities and autism. We are really excited to be part of the WoW network because there are so many families that we work with that we want to support to have a louder voice. Many of our mums will be passionately involved in this piece of work over the next three years. It’s going to be a fantastic opportunity, also to meet with other groups in our area and become stronger by working together.
Emma, Lifted Carers Centre
Wythenshawe has had millions of pounds of regeneration funding invested over the past twenty years’ but poverty persists in many areas. WoW recognises that solutions and approaches need to be developed in partnership but from the bottom up. That means people bringing their experiences together from the individual and household level into a collective problem-solving space that is led by those directly affected.
WoW unites grassroots women around the place where they live and their common experiences, while bringing together a wide diversity of experiences and backgrounds including women of different ages, abilities, ethnicities and experiences. Wythenshawe has extremely high rates of domestic abuse (significantly higher than those for Manchester and England) and survivors are also represented.
Wherever you go in the world, poverty is gendered. As mothers, carers, low-income workers, and survivors, women shoulder an unequal burden of poverty while providing the social safety nets that hold communities together.
In the UK, it is women who have been disproportionately impacted by austerity policies, by COVID, and now by the current economic crisis (www.wbg.org.uk).
Paul Seymour said:
We are looking forward to supporting the WoW network as it evolves. We are really excited to be involved in this initiative that we believe could be the start of something transformational for women in Wythenshawe.
Women Thriving: a transformative year for Community Savers

The announcement of the third national lockdown on 6 January 2021 was not the start to the year that anyone had hoped for… the rollercoaster ride of the COVID-19 pandemic, was, it seemed, still rolling on.
As the Women’s Budget Group find, COVID has had a disproportionate impact on low-income women for whom the pandemic has worsened already challenging situations ‘in terms of health, employment and unpaid work, resulting in increased levels of poverty, debt and mental health deterioration’.
Community Savers’ ability to support their communities through such profoundly challenging times in 2021 has been strengthened significantly by three grants from the We Love Manchester charity’s Stronger Communities Fund, and the Smallwood Trust’s Frontline Women (see April news) and Women Thrive funds.
We Love Manchester!
Manchester-based groups have been able to use the We Love Manchester funding to relaunch their savings meetings after the lockdown easing in March, enabling people to build up some savings again and improving mental health and wellbeing through an array of activities and events.
Mums Mart were able to relaunch their savings meetings in March and hold a fantastic AGM and family fun day in August benefiting over 100 local families leading to lots of new members. They have gone on to raise over £300 at their Christmas Fair this month where local residents were able to benefit from low-cost Christmas gifts.

Miles Platting Savers had a fantastic relaunch event in September attracting over 100 local residents and leading to an additional ten members joining. Participants celebrated with a community wall made up of drawings of the household goods and other items the Savers have been able to provide to 34 families this year through their small grants programme (via Henry Smith Charity). MP Savers are also active members in the Miles Platting Community and Age Friendly Network - MP-CAN!, which successfully merged MP Community Network and MP Age Friendly Neighbourhoods board in July this year. Members are now united behind an exciting vision for the area including a climate action plan and a community-driven social club development after the loss of many community facilities since 2007.
In Hulme, Hopton Hopefuls were able to use We Love Manchester funds to organise an “International BBQ” together with On Top of the World Project where Savers were able to share progress with tenants on their Ageing Well work for older tenants in the Aquarius estate which is driving forward a “Naturally Occurring Retirement Community” model. This has led to a new Independent Living Adviser post and will soon see recruitment of a new Development Worker to take forward the NORC model in partnership with tenants. The initiative has shaped One Manchester’s plans for supporting older tower block tenants across Hulme. Excitingly, the GMCA's Ageing Hub has now taken up this work as a best practice case study and are exploring ways to roll out the model with housing providers across GM.

Beyond Manchester, Brinnington Savers and Arbourthorne Social Savers have done a brilliant job of keeping their savings meetings going throughout the year despite repeated challenges with COVID and a broken ankle to boot! Brinnington have been able to build on the work they have been doing supporting older residents with digital inclusion and savings accumulation to attract a £2,000 grant from Stockport Homes Community Fund - great news!
Retreat, Reflection... Recognition!
Since September, Community Savers have been on a transformative journey of retreat and reflection which was made possible by some generous donations from our fantastic supporters out there and a significant capacity-building budget from Women Thrive Fund. Thank you so much to all who have donated and to the Smallwood Trust for your ongoing faith and interest in our work!
Our two-day retreat in Snowdonia was a game-changer for the network (why retreats matter), building and strengthening relationships between women leaders (and with CLASS), deepening leaders understanding of each other’s visions and projects, celebrating our achievements, and taking home souls filled with inspiration and motivation.

This gave us the solidarity and shared purpose we needed for two really productive theory of change and strategic planning workshops with leaders in the final two weeks of September facilitated by our long-term cheerleaders Participate!

Together with all the amazing support members have provided in their neighbourhoods throughout the year, the retreat and workshops contributed directly to the wonderful recognition of our transformative potential from the Tudor Trust who have awarded Community Savers and CLASS an unrestricted grant of £40,000 per year for three years.
Savers have found dialogue with the Tudor Trust positive and enabling giving everyone an opportunity to shine. Thank-you Tudor Trust for your kind words of recognition:
“The trustees really liked the emphasis on women’s leadership and the deep recognition of community expertise which is at the heart of CLASS’s work, and which sits at the core of the Community Savers groups. They were excited by the trust, mutual support and vision for change held within the groups, and by the clear sense of connection between members of different groups […]
The trustees saw the need for an organisation like CLASS to provide the development and technical support which enables the groups to flourish and felt that governance arrangements had been carefully thought through to support genuine working in alliance with the Community Savers network. Above all there was a sense of real excitement about what the groups are doing for their communities, as well as a huge interest in seeing how things develop over the next few years. The rooted and radical nature of the work, and the group members’ ability just to get things done were also greatly appreciated!”
We look forward to getting a lot more 'things done' in 2022!
Women-led savings for financial & social wellbeing

The Money Advice Service estimates that 22% of UK adults have less than £100 in savings, yet savings are critical to wellbeing, decent living standards, and long-term family resilience. Recent research by the Resolution Foundation (2020) shows that low-income women have the least savings and are worst impacted economically by the coronavirus pandemic. At the same time, research is increasingly revealing that it is women more than men who have suffered the worst mental health impacts of the pandemic. The health and social injustices the COVID-19 crisis has exposed have been widely reported, especially the disturbing reality of a death rate twice as high in deprived compared to affluent areas. Yet the fact of these health inequalities is nothing new. It is an uncomfortable truth that it has taken a pandemic with a death toll of 149,000 and counting for this to be considered a national concern.
This is the context in which our women-led savings groups have been operating: using savings as the glue through which women can address inequality and isolation with togetherness, fun and mutual aid. Together the savings groups build financial resilience, but also confidence, skills and collective social welfare responses which have the power to unite low-income women around locally-driven solutions that work for women and families.
Three groups who particularly focus on mums, families and older women are Brinnington Savers, Mums Mart, and Sheffield Social Savers. Since January, they have been able to benefit from support from the Smallwood Trust through the National Lottery’s ‘Frontline Women’s Fund’.
Sharon Davis of Mums Mart says “the funding couldn’t have come at a better time”. While groups have adapted their activities into COVID emergency response work, most of the weekly savings meetings had been put on hold with significant impacts on members mental health and ability to save or access support. This funding followed hot on the heels of the network's Lottery-funded 'Go Digital!' project through which community group leaders have developed the ability to run activities online and support their members to increase their own digital skills for participation. Support from the Smallwood Trust gave leaders the boost to restart savings meetings either online using these new skills, or face-to-face in COVID-safe venues, as well as additional funding to be able to reach older women and families who were really struggling with isolation, or accessing essential items and financial support.

Georgie Mitchell from Sheffield Social Savers shared how one of the women they have been able to support “is a single parent who is really active with volunteering in the community even though she has a lot of challenges of her own. Her daughter broke her leg just before schools opened up again. She was in a plaster cast all the way up to her hip but the hospital said they couldn’t give her a wheelchair. To get a wheelchair she was going to have to pay £18 per week to rent one which she just couldn’t afford, and without it her daughter wasn’t going to be able to go to back to school. We were able to pay for the wheelchair for six weeks for her.”
Another group (left anonymous here) has been able to support a family fleeing a situation of domestic violence and provide crisis support to an older woman who was contemplating suicide due to months of isolation amidst long-term mental health challenges.
Sharon Davis, Mums Mart Treasurer, recounts how: "We have always had women of lots of different ages participate in Mums Mart – we’re not just mums we’re also grans, daughters and sometimes great-grannies! Some of our longest-term members are now getting quite elderly and one woman in particular called Jean is now 75 and she has no family nearby so during COVID she has completely relied on us for support. She has had a lot of health problems and been in and out of hospital for multiple tests and procedures. She has been isolating on her own at home since March 2020 – a whole year now. We have taken her to appointments and brought her home, we check in on her every week to see that she is ok and just have a bit of a chat, and we deliver her food and basic necessities regularly. She says she doesn’t know what she would have done without us during lockdown."
Donna Varley, of Brinnington Savers reported that: “The Frontline Women’s funding enabled us to relaunch our weekly savings peer support meetings again. The place we normally meet has been closed since the first lockdown and some of us have been really struggling with our mental health after being stuck at home, some of us have children with learning disabilities and other mental health challenges at home through the school closures. Although they had Education, Health and Care Plans, some were too afraid to go to school even though they would have been allowed.
Being able to meet meant we could also do taster sessions on tablets with some of our members who are at home without internet or digital skills. We’ve been able to buy three tablets and two mobile wifi devices for three of our Over-50s members who developed the confidence and interest to use one independently. One of our members, Christine, doesn’t even own a mobile phone. Christine has enjoyed it so much she has just had BT internet installed at home."

We all want to say a big thank-you to the Smallwood Trust and the National Lottery Community Fund. But also: Community Savers groups are always looking for new communities to do learning exchanges with if you want to find out more. Feel free to contact one of the groups featured on our home page directly to set up an exchange, or contact CLASS for assistance.
Networks get stronger despite coronavirus isolation

In the third of a series of articles looking at the experiences of some of our members during the pandemic, Rowena Harding asks Sharon Davis about the community response in Wythenshawe.
Wythenshawe is a connected community. It’s got numerous community centres, healthy cooking and food growing projects, a good neighbours scheme, and Mums Mart – a women-led community association running markets, lunch clubs and a savings scheme. So what has happened to the people who use and need those services as the coronavirus closed public spaces, restricted community meetings and forced people indoors to isolate? The community heroes who had been running those services are still there - they’re just finding new ways to reach out and connect.
Take Sharon Davis. She’s been the driving force behind the Mums Mart savings scheme in Wythenshawe and supported the setting up of new women-led savings groups in Brinnington, Hulme and Miles Platting. Mums Mart’s savings group meets in a community location, where a weekly lunch is also available. It’s through these activities that Sharon has come to know people in the area who may need help now the virus has forced them behind doors.
“Since lockdown, we have been identifying where people live and taking the food we get donated from Marks and Spencers,” Sharon explains. The group was able to access emergency community funding, so they had money to spend on essential items that weren’t donated.
“I think it’s been useful that we had our group,” Sharon said. “We’ve got phone numbers [for the savings groups members], and I speak to them often. We’ve got a few Facebook messenger groups and if anything goes wrong they call me. We have had people connecting with us on messenger, or I’ll see something on Facebook,” Sharon explains of a chance posting that led her to get dog food for a veteran with underlying health issues who shouldn’t be going to the shops.
She’s also been able to get nappies for parents who can’t go out and items for people who simply can’t afford it. Those in the community who lost jobs due to virus-related layoffs still have to wait six weeks for money to come through, and those who have been furloughed may be getting 80% of their salary paid by the government, but as Sharon points out, they still have 100% of bills to pay.
We hear the phrase “self isolating” so much in the COVID era, but Sharon says many can’t imagine the reality of isolation that people are going through. She talks of a woman in her nineties living alone, who’d love to give her a hug; a man in his eighties with Parkinsons who had not left his house for 14 weeks; and a family with three children in a middle flat, all at home together and not going outside. When Sharon went to drop off some food to one woman, she was told to keep it for someone who needed it more. This woman told her that what she was really struggling with was loneliness.
Sharon realised there’s also the potential benefit of having the large community space where they used to meet. She’s been doing refurb on the place while it’s been quiet, but when she heard this woman’s loneliness Sharon told her there’s plenty of space for her to come in and have a brew from a distance. As the lockdown begins to lift, the Mums Mart group will try and have a distanced meeting so they can reconnect in person.
It’s not just Sharon that is helping the community get what they need. Thanks to the initiative of another connected community member, Sharon now has a drop off point for bulk items that is also passed onto residents in that location. Sharon’s daughter Sian also joins her for the big shop and they store items to reduce the amount of times they need to go to the shops. Everyone is looking after each other, Sharon says. “In my opinion, people are looking out for their neighbours much more. Let’s hope it stays.”