Savings, Spaces, and Solidarity: Community Savers in 2024
We have worked together with Nifty Sustainability CIC on an in depth look at what Community Savers affiliates and partnerships are achieving through our community action with a focus on 2024. Below is an abridged version of sections from Nifty’s excellent independent evaluation report – its a great read!
Download our 2024 Impact Evaluation here
Inputs
Community Savers members and leaders bring their time and expertise, life experience, willingness and enthusiasm to the alliance, and CLASS works hard to ensure these are valued and meaningful. CLASS supports Community Savers to develop capacity, knowledge and skills. CLASS nurtures community leaders and creates social and strategic spaces for reflection, learning and relationship building such as the annual retreat. The Community Savers–CLASS alliance is genuinely effective with transparent and authentic leadership and co-governance structures. CLASS also bring a helpful legitimacy to the groups, as well as technical support.
“CLASS come to you. There are other charities out there that support people, but you have to go to them. What’s happened with CLASS is that they meet on your patch, listen to what you need, don’t parachute in, and help you to see that you’ve got the skills amongst you, you’re the experts in the field and it’s just about bringing that voice out really.” Leader interview
Action
Community Savers and CLASS are leading on a variety of innovative activities. However, the building blocks remain the women-led and community-based savings clubs. These are an adaptation of a 30-year strong social movement called Shack/Slum Dwellers International. Stemming from and galvanised by the savings groups, there were no shortage of precedent-setting projects, partnerships, neighbourhood networks and campaigns to explore including Ageing Well in Place in Hulme, Miles Platting Community and Age-Friendly Network, Women of Wythenshawe, and Social Homes for Manchester. These are all underpinned by community priorities and participation and facilitated by CLASS and partners. In addition, community-led learning exchanges lead to knowledge sharing, capacity building and new relationships.
Outcomes
The alliance of Community Savers and CLASS, their approach and their activities are leading to a range of positive outcomes at the individual, neighbourhood, and city-regional scale, which would not otherwise be possible.
Members have more savings, less debt, more resilience to financial shocks
The number of affiliated Community Savers groups/neighbourhood networks remained at 8 in 2024 during a period when CLASS was also coordinating community action of nine member groups in the Women of Wythenshawe network. The numbers of individuals and leaders increased, as did savings turnover both in terms of deposits and withdrawals.
61% of members survey respondents said they would have spent the money they saved through the savings club on other things, and many of these said they would have wasted it on ‘rubbish’ and things they didn’t need and that the savers groups were valuable in reducing this. 52% of members survey respondents said that being a member of their savings group had changed the way they think about how to manage money.
“I’ve never saved before I joined the Dandelion Savers. For more than 2 yrs now, I’ve realised how you can save money. I have £1000 in savings now.”
Leaders have increased skills, employment and personal development opportunities
It is clear from the data that being involved in Community Savers and CLASS work is leading to positive impacts around knowledge and skills, and personal development opportunities. Throughout 2024, Community Savers and Women of Wythenshawe leaders engaged in ongoing skills development from the basics for running local groups like financial management and accounting; health and safety; first aid; and building an inclusive approach for people with diverse needs; to safeguarding, mental health and neurodiversity; and understanding incorporation.
Members have improved mental and physical health
These impacts were reportedly as a result of, for example, having somewhere to go, people to meet, speak to and share problems with, and feeling accepted as part of a community.
“I used to be a recluse and didn’t come out of my flat for 10 years and then I found out about this place and started coming here 7 months ago. If i don’t come here for a week, then come the week after, people say ‘where’ve you been?’ It’s nice to know you’ve been missed.” Savings club member
“I would like to say a massive thanks to Wow for giving us the opportunity to learn new skills that will help us grow and helping us believe that we can make a difference, and to empower us to encourage and inspire others to do the same. WoW is the best thing that has happened to Wythenshawe. Together we are stronger.” Women of Wythenshawe Leader
Increased access to community facilities
The importance of community spaces and facilities came through strongly and some important milestones were reached in 2024 around spaces that Community Savers and CLASS are involved with.
Mums’ Mart finally signed the lease on a derelict caretakers flat in a local church enabling the renovation to get underway. The space was co-designed by local mums and will be free to use for local women’s groups for the next ten years. Miles Platting Community & Age-friendly Network have successfully registered a new CIO, in partnership with St Cuthberts C of E Parochial Church Council, called St Cuthberts Communities Together with a joint vision for a multipurpose faith and community hub. And in Hulme, One Manchester are renovating a 3-bedroom ground floor flat and a caretakers room into tenant-governed community spaces for residents of Hopton Court and Meredith Court tower blocks.
“This community has been stripped of all its assets – the swimming pool, the library, you name it, it’s gone. But now we’ve got so much hope that through St Cuthberts Communities Together we can have a space where we can socialise, worship, maybe space for the NHS, maybe some housing. Big plans! And CLASS helped support us with that” Leader interview – MPCAN
Women of Wythenshawe
The Women of Wythenshawe network is doing amazing work and being part of the network is having positive impacts on people’s confidence to act on their ideas. Groups and organisations are working together more which means signposting can be effective between groups and services. WoW have united around four priority areas for community action on gendered poverty – domestic abuse, women-led social enterprise, SEND education and social housing provision.
“CLASS have done something very unique I think. Because they have spoken to the local women about what the needs are. So, you know the big ones are housing, disability, domestic violence, and they’ve looked at those and it’s three separate groups because it’s three separate issues. However, they’re all interconnected but you almost can’t have this big umbrella of going ‘right let’s deal with them all’ because every one takes such a lot of knowledge, experience, time. So, by having the three and then pulling them together we can all help each other. So, the housing team are fighting for better housing and accommodation for disability but also for women fleeing DV… So we’re all working together” Partner interview
The work on housing was a catalyst for the development of Wythenshawe Central Network which has become the legacy structure for Women of Wythenshawe. Wythenshawe Central decided to affiliate with the wider Community Savers network in October 2024.
“I’m most proud of the connection we have made with so many women in Wythenshawe and the Wythenshawe Central Network that has come out of it. And now we are engaging the community in the development of the town centre. It feels like we are the bridge between the developers and the community and sharing all the information.” Leader interview
Social Homes for Manchester
The Social Homes for Manchester campaign coalition was catalysed by Community Savers mobilisation in 2023 and launched the Manchester Social Housing Commission chaired by the Bishop of Manchester, Dr David Walker, in 2024. The Community Savers leadership felt they had reached a stage of development where they wanted to join their voices together across the city. Together with partners, they have made the following six requests of Manchester City Council:
- At least 30% social homes included in all new developments of over 10 units to be enacted in local policy and enforced through the setting and enforcement of section 106 obligations.
- Stronger public accountability and scrutiny for the setting and enforcement of developer obligations to build new social housing
- Establish a Commission on SocialHousing for the City of Manchester.
- Develop a practical strategy for thepromotion of Community Led Housing.
- Develop a practical strategy for the renovation/transfer of empty homes into homes for social rent.
- Ensure all new developments are climate and nature friendly
Community Commissioners are a core part of the process and include women of different ages from different parts of Manchester and those who have made Manchester their home from different backgrounds. They are the ones who have been organising in their local areas and encouraging people to talk about the issues that are affecting them, and they are shaping the agenda of the Commission for example by making sure housing provider accountability and scrutiny is included alongside increased numbers of social housing. They bring diverse experience and expertise into the room and add weight and legitimacy to the process.
“The fact that we’ve got people from the communities sat on the coalition and the Commission – but particularly the Commission – alongside some incredibly influential individuals. I think that speaks for itself.” Partner interview
Join the mailing list and/or become a member of the coalition here
“I’ve learned where to go, and who to approach, and what to say to the people that we are asking things from, whereas two years ago I wouldn’t have had a clue about any of what we are doing now. I’ve learned how to understand the jargon, how to approach things, how to be in the room with so many highly qualified people, but feel that I belong there which is very important because people like me don’t usually feel they belong in that room.” Leader and Community Commissioner, Wythenshawe
In November, Community Commissioners Thirza of GM Tenants Union and Zoe of Wythenshawe Central and Dandelion Savers gave powerful testimonies in the House of Lords to launch the Commission’s five urgent national policy asks. And residents and community leaders from Hulme, Miles Platting, Moss Side, and Wythenshawe have drawn on several years of local organising as well as more recent community workshops September-December 2024 to draw together local priorities for housing and local development. They presented these priorities to senior officers in Manchester City Council’s Planning department in January 2025 in anticipation of the new Local Plan for Manchester in 2025.
“The booklets we’ve produced have been helpful for when I’m talking to our local members about things in their ward and when social housing projects come up… the Commission has articulated the evidence across the city… I work with all the Councillors to make the case for that. So I think the Social Housing Commission has helped with that evidence.” Commissioner, Manchester City Council
“When someone living in social housing expresses something related to whatever that topic of conversation is, people really switch on and listen because I think most, if not everyone else at the table doesn’t live in social housing and I think it’s important to kind of counterbalance this sort of abstractness of policy by having that real world perspective to ground us.” Commissioner interview
Learning and Next steps
CLASS and Community Savers have carried out extensive reflection and learning together throughout 2024 enabling them to develop a new three year strategic plan which is available for download. This sets out the current organising context they are negotiating and a series of strategic objectives and priorities for 2025-2028.
The Community Savers groups are having positive impacts at member, household and group levels around saving money and building financial resilience, as well as connecting members of the community, reducing isolation and supporting wellbeing. CLASS is meeting these groups ‘where they are’ and working with them to explore relevant opportunities for skills, knowledge and capacity building, which is developing confidence and encouraging members to develop local activities and interventions to make their communities better for those that live there. CLASS is also working hard to develop partnerships with organisations that have shared values around relevant issues such as social housing, domestic abuse and ageing well to focus on progressing these agendas together.
“CLASS have actually pulled together independent groups that were working in silos and brought them together as a unified group.” Partner interview
All the while, ensuring community voices are being meaningfully included in conversations and governance spaces, which is valued across the board.
“I think it’s important that there are groups that can help give a voice to people but also help organise so that in terms of the formal levels of governance locally and nationally there is a place round the table for everyone.” Partner interview
Positive feedback loops are developing whereby Community Leaders feel more confident and empowered through having their voices heard and their place at the table and so are creating and leading more ambitious agendas for change.
“…it’s genuinely innovative, and I genuinely believe that if more communities have this opportunity you could start to see a profound shift in the voice and power and democracy that communities have. But it’s more than that, because the way CLASS do it, they really engage with the council and other services and make these services listen to tenants and engage with tenants. I don’t think you could ever really capture the impact fully of how this approach influences the culture of the sector.” Partner interview
CLASS and Community Savers are delighted with Nifty Sustainability CIC’s evaluation of our work and impacts in 2024! With the chancellor’s announcement of £39 billion for social and affordable housing on 11th June it could be that the hard work of housing justice coalitions across the country may be about to pay off. But the devil will be in the detail. What is needed now are clear targets for what proportion of new build homes will be developed for social rent!
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Introducing….Roisin and Cat!
2023: A Year of Transformation and WoW!
Today we launch our Community Savers/CLASS 2023 Impact Evaluation!
Community Savers and CLASS are a cross-class alliance between a majority women-led poverty action network and a tailored professional support agency. We follow a learning-by-doing methodology (inspired by www.sdinet.org), where regular reflection and evaluation is critical. We conduct an annual impact evaluation between January and March each year; and this report captures our outcomes and learning during January to December 2023.
Here, we share some highlights.
VIEW OR DOWNLOAD THE REPORT
2023 IN NUMBERS
FINANCIAL RESILIENCE AND WELLBEING
The building blocks of the Community Savers movement are majority women-led and community-based savings clubs. Weekly savings collections create a space for our members to save small amounts while also accessing a range of other activities and information and discussing the issues facing their local community.
Here’s a snapshot of progress in 2023.
STRONGER COMMUNITIES
Leadership development and community-building is at the heart of the Community Savers methodology starting with the financial resilience and wellbeing of our individual members, moving up to confidence and skills development among group committees leading to stronger community associations, and networking community associations together for a stronger collective voice on the issues affecting their neighbourhood and beyond. We are proud of the solidarity and collective purpose and voice that emerged at local levels and across the whole network in 2023!
Women of Wythenshawe = WoW!
Women of Wythenshawe brought together 37 local women leaders from ten different community and service user groups across in 2023. The women are representing a broad range of interests and identities including Carers; SEND parents; women with autism and learning disabilities; women seeking asylum or recently granted leave to remain;survivors of domestic abuse; and women from diverse ethnic backgrounds.
Over the first 18 months, leaders have invested significant time in building trust and confidence and skills development, including through bi-lateral exchange visits between the groups, extensive storytelling and listening work, and the development of shared values. Women have coalesced around four priority areas for community action on gendered poverty in Wythenshawe (and Manchester more widely). These are:
- improving the way that public sector workers identify and respond to domestic abuse;
- achieving a higher ratio of ecologically sustainable social homes;
- building the capacity of Wythenshawe schools to provide good quality SEND support; and
- supporting the development of women-led social enterprise
“CLASS’s inclusive approach to convening the WoW network has been commendable. By actively involving women leaders from diverse backgrounds and communities, CLASS has created a platform where all voices are heard and valued.” WoW Support Worker
Miles Platting Community & Age-friendly Network (MPCAN)
MPCAN first formed in 2019 with support from CLASS following discussions with community groups about how residents did not fully understand the local developments taking place under a PFI initiative and how they were anxious about the future.
“MPCAN at the beginning had a formal purpose to facilitate and promote community action. The meshing of older and newer populations, lack of facilities, swimming pool and library- there was a sense that this was a bit bleak, so we needed to cooperate.” MPCAN Leader
MPCAN currently has three action groups and we share some of their brilliant achievements in 2023 below.
Climate Action: Members organised “Our Green and Pleasant Land” Climate Resilience Pageant in July and were delighted to then be one of the grantees for the Greater Manchester Green Spaces Fund. Funding was awarded to develop a wildlife corridor in Miles Platting with support from Dr Jenna Ashton, University of Manchester. Plans for the wildlife corridor are well underway. Project lead Suzanne Walton from Groundwork is carrying out ongoing consultations with residents around the four key sites to determine what kinds of additions they would like to see, from trees to wildflowers to hedging.
St. Cuthberts Communities Together: MPCAN have developed a partnership with the Parochial Church Council of St Cuthberts to re-imagine the church site working with Locality and Participate! as project managers. A community consultation has been carried out and initial concept designs developed, the Bishop of Manchester has put his support behind the project, and MPCAN and PCC have now applied to register a new charity to manage the project called St Cuthberts Communities Together. The vision includes a worship space, NHS joint services centre and a multipurpose social centre with a small amount of social housing. These were some of the infrastructure and services that were supposed to be delivered under the original PFI neighbourhood plan.
“The enthusiasm, the skill set that is being brought to meetings, the funding that has been attracted to the wildlife project and now for St Cuthbert’s. We have built up now into being a serious project that people are willing to fund.” MPCAN Leader
Social Homes for Miles Platting: MPCAN launched this new campaign in October, with a focus on claiming plots of public land that were earmarked for facilities and services for community benefit under the PFI. The current focus is a plot of land that was supposed to host a joint services centre and community hub. Over 200 people attended their consultation day which was followed by a march to the site and a demonstration on 28 October 2023. The Executive Member for Housing will meet residents to discuss the plot in June 2024.
“We look out for each other – if someone is poorly or down, we make sure they are ok. I like to have a sense of achievement – but that we’ve achieved together. It feels good when we get these small wins, and now we are going for much bigger ones! Twenty years ago, we wouldn’t have dared, we just fought for people to get their repairs done. Now, we are aiming high. And it’s good and it feels good. And to be honest, sometimes it goes over my head, but if I don’t understand stuff I say so, and I can also look on the internet now.” MPCAN Leader
Community design & build
A tenant-led community space in Hulme: Following two years of advocacy and partnership working driven by tenant leaders with Aquarius Community Savers, One Manchester Ltd have agreed to renovate a ground floor three-bedroom apartment into a community space. The space aims to combat social isolation and mental health challenges experienced by older and vulnerable people at Hopton Court tower block in Hulme, Manchester. The renovation is set to commence in summer 2024. Cornbrook Medical Practice evidenced during our research in 2021 that one third of Hopton Court’s tenants were suffering from anxiety and depression and the neighbourhood has some of the worst health inequality statistics for Older People living in Deprivation in England.
Beyond the St Cuthberts redevelopment, Community Savers & CLASS have continued to support two further community design and build projects in 2023. Leaders across the network have learned a lot from these processes including a large dose of patience as each initiative has experienced significant delays!
A women-led community space in Wythenshawe: Participatory design work to renovate a derelict Caretakers flat into a women-led social space began in 2019. Progress was slow due to COVID and long delays within the internal processes
of acquiring a lease from the Methodist Church. After agreeing the Head Terms for the lease in July 2022, Mums Mart and CLASS have learned a great deal from two years of further negotiation! We are delighted to have recently signed the lease and work is due to commence in June 2024.
The completed project will create a free to use community space for women’s groups across the Wythenshawe area for at least ten years. Our thanks go to the National Lottery Community Fund without whose support and patience this project would not have made it to the finish line! We would also like to
thank the Smallwood Trust and the Women of Wythenshawe assessment panel who
approved a small uplift grant to cover recent cost inflations.
MAKING MANCHESTER FAIRER
According to data collated by Shelter, there were 15,268 households on the waiting list for social housing, 3,926 children in temporary accommodation, and 7,773 people recorded as homeless in the City of Manchester in 2023. Yet, between 2012 and 2022 only 506 out of 23,364 new build homes were for social rent. Together with partners, we have formed a coalition of ten VCSE and activist/residents’ groups called Social Homes for Manchester which is making the following six requests of Manchester City Council as they prepare the new Local Plan for the city:
- At least 30% social homes included in all new developments of over 10 units to be enacted in local policy and enforced through the setting and enforcement of section 106 obligations.
- Stronger public accountability and scrutiny for the setting and enforcement of developer obligations to build new social housing.
- Establish a Commission on Social Housing for the City of Manchester.
- Develop a practical strategy for the promotion of Community Led Housing.
- Develop a practical strategy for the renovation/transfer of empty homes into homes for social rent.
- Ensure all new developments are climate and nature friendly.
ASK YOUR COUNCILLOR TO PLEDGE THEIR SUPPORT
Bishop of Manchester David Walker has agreed to chair the new Manchester Social Housing Commission. Our asks and the Commission itself are supported by the Deputy Leader and Executive Member for Housing at Manchester City Council; and we are in the process of recruiting Commissioners. The Commission will remain rooted in local campaigns and the process itself is aimed at mobilising resident/community coalitions across the city to hold local, regional and central government administrations to account for the recommendations that are developed. The other members of the coalition include: GM Community Led Homes Hub; GM Tenants Union, Greater Together Manchester, Shelter GM, Mustard Tree, and Steady State Manchester. We are excited to have also recently joined the national Homes 4 Us alliance.
FUTURE DIRECTION
In the main report you can also read reflections from the Community Savers leadership and our partners on progress, co-governance, and what we have learned about community action, as well as our plans for the year ahead, so don’t forget to:
VIEW OR DOWNLOAD THE REPORT
Excerpts from ‘What have we learned?’
“Community action is easier with the support of a whole network.”
“Community action brings people together, it can result in real change that is actually needed. Its powerful as it comes from within our communities as we are the experts we know what will work and what is needed. It feels really good when change happens from within our communities – it can bring pride and improve wellbeing and confidence. Community action can also be really uplifting and fun.”
“I’ve learned about the way the council operates… both the politicians and the officers.”
“The importance of bringing the groups together so we have a bigger, louder, voice. The more of us, the more voice we have, the more the decision makers have to listen.”
“I have also learnt a lot from some mistakes we have made e.g. don’t go to planning meetings and trust that the council is going to work with us with the openness that
we offer them.”
“Bringing together a knowledge of who to go to: that kind of intelligence is important… we’re getting a checklist of where is useful to go to.”
Excerpts from ‘Reflections on co-governance’
“I think it’s really good the way we co-govern and share the decision making. We feel like we
are listened to and more involved. We get to make them choices… We get all the reports and everything we need. If we can’t attend a meeting, we get all the updates.”
“It’s working well: everyone is happy with the decisions because it is equal – we have lots of
opportunity to talk about what’s going on and if we agree. Everyone’s voice is heard.”
“I have really loved representing Savers at the trustee meetings. I have learnt a lot about all the groups that CLASS supports and how the charity is developing. The leadership team is a great way of making shared decisions.”
“We work well with CLASS…You’ve taken time to get to know us all individually and you give us the support we need. Like me, people telling me I lack confidence. But I can do it. I’m good at what I do. I say it as it is and not everyone can cope with that, but CLASS has never had a problem with this. They take a personal approach they make sure you are ok that is all part of it as well. It’s like we are a big family.”
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Community Savers 2022: Outcomes, Learning & Next Steps
2022 was an exciting year of growth and change for Community Savers – read all about it in our evaluation report!
Download: Community Savers 2022: Outcomes, Learning & Next Steps
This report summarises findings from our impact evaluation looking at the ways in which our work throughout 2022 has addressed poverty and inequality in the neighbourhoods, towns, and cities where Community Savers affiliates are based throughout 2022.
You will find reflections from members and partners and the Community Savers leadership on what we are learning and what is helping and hindering us to achieve social change.
Short of time? There is even an Executive Summary!
We would like to thank all our partners, supporters and funders and we look forward to working with you on into the future.
Here is a taster of all the amazing initiatives and developments you can read about in our report…
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Savings, Spaces, and Solidarity: Community Savers in 2024
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